A Guide to Regular Saving Accounts

Regular savings accounts are a popular way to accrue interest on your earnings, offering attractive rates, but often at the price of set requirements. For instance, regular savings accounts typically require a minimum pay-in amount of between £10 and £25 per-month for an entire year. Similarly, most banks usually cap the amount you can pay each month, often at £250 or £300, and penalise accountholders should they miss a payment.

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A Guide to ISAs

An ISA, or, and ‘Individual Savings Account’ is a tax-free savings or investment account that is available through commercial and private banks, insurers, asset managers, building societies and National Savings & Investments (NS&I) firms. Here we break down the difference between the different types of ISAs, such as Cash, Help to Buy, Lifetime, and Stocks & Shares.

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